Retirement

At Lang and Barrett International, one thing we have encountered when helping people plan their retirement is that almost all are thinking about financing their later years independently. As people live longer and healthier lives, having to stop working at 60 or 65 due to illnesses associated with old age is no longer the norm. Many continue working well beyond traditional retirement ages, especially if they own a business.

Retirement now means reaching a stage in life when you have the financial independence to live life the way you want without relying on income from employment to pay your bills or becoming a burden on other family members.

How much money you need to achieve complete independence in retirement depends on several factors, some of which are beyond your control. Some can be determined by you, to an extent, such as how much you spend every month, but, as we have seen, inflation can quickly take large pieces out of what may have previously been considered a good retirement pot.

Your health, how long you live, and what investments, pension plans, and other assets you already have can also affect the amount of any shortfall that needs making up.

As with all the other Lang and Barrett International services, we treat you as an individual with specific needs, ambitions, and goals, so no single retirement plan is suitable for everyone.

We will review your assets and current provisions, make plans to fund medical or residential care in case it is needed, account for projected inflation, and discuss what you want to do in your golden years – if you do indeed intend to retire.

As with any journey, the sooner you start planning, the more straightforward it is to arrive at your intended destination on time. Whether you are at the early stages of your career or approaching retirement age, there is always something that can be done to ensure your later years are comfortable and more financially independent.

Over the past years, we have helped many clients transition from working to retirement. We study each client's retirement picture and formulate a plan of action to secure a retirement income stream.

Our customized evaluation helps you decide when you can safely retire, at what income level, and what returns will be needed from investments to meet your retirement goals.

Contact us to learn how we can help you enjoy the retirement you want to have.